To present your auto loan to our lenders, you must submit a copy of your Driver’s License, Proof of Income documentation, and indicate the amount of Down Payment you have available to purchase a vehicle.
Financing Documentation
SUPPORTING DOCUMENTATION
DRIVER'S LICENSE
Submit front and back of Driver’s License, second ID will be required if address does not match current address.
ACCEPTED PROOF OF INCOME DOCUMENTS
Employees – last two (2) paystubs from employer
Disability/SSI – recent award letter, and last 3 month’s Bank Statements showing deposits.
Self-employed – Last 3 month’s Bank Statements showing your income deposits, 1099 from last 2 years and/or tax returns.
DOWNPAYMENT REQUIRED BY LENDERS
Lenders will require a down payment to finance pre-owned vehicle. Down payments vary due to your credit score, Proof of Income type, and the vehicle’s year, make, model, and miles. In most cases, the down payment is at least 15% of the purchase price of the vehicle. The more down payment the lender sees you committing to your purchase, the greater your chances are for getting APPROVED! Please adjust your down payment on the application accordingly.
Documents can be submitted by clicking the Submit button below(This will generate an emailing template for you to send those documents via email). In addition, you may also text pictures of your documents to (760) 307-4543.
OCEANSIDE
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